{"html":"    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/7\/4\/8\/3\/1043847-1-eng-GB\/eda410a23098-hands-working-on-paper-and-computer.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/7\/4\/8\/3\/1043847-1-eng-GB\/eda410a23098-hands-working-on-paper-and-computer.png\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/3-leviers-pour-accelerer-vos-prises-de-decisions-et-favoriser-votre-croissance\u0022 aria-labelledby=\u00223-leviers-pour-accelerer-vos-prises-de-decisions-et-favoriser-votre-croissance245501889 3-leviers-pour-accelerer-vos-prises-de-decisions-et-favoriser-votre-croissance858568778\u0022\u003E\n                        \u003Cspan id=\u00223-leviers-pour-accelerer-vos-prises-de-decisions-et-favoriser-votre-croissance245501889\u0022\u003E3 leviers pour acc\u00e9l\u00e9rer vos prises de d\u00e9cisions et favoriser votre croissance\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003ETensions g\u00e9opolitiques, ralentissement de la croissance, perturbation des cha\u00eenes d\u0026#039;approvisionnement, multiplication des risques r\u00e9glementaires : les entreprises \u00e9voluent aujourd\u0026#039;hui dans un monde o\u00f9 l\u0026#039;incertitude est devenue la norme. La question n\u0026#039;est donc plus de savoir comment \u00e9liminer le risque \u2014 cela n\u0026#039;est ni r\u00e9aliste ni souhaitable \u2014 mais comment prendre les meilleures d\u00e9cisions possibles dans un environnement en constante \u00e9volution.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002221 \/ 07 \/ 2026\u0022 class=\u0022content__time\u0022\u003E21 \/ 07 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/3-leviers-pour-accelerer-vos-prises-de-decisions-et-favoriser-votre-croissance\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u00223-leviers-pour-accelerer-vos-prises-de-decisions-et-favoriser-votre-croissance858568778\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/0\/6\/4\/3\/3753460-1-eng-GB\/c14e3245ca05-adrian-sulyok-unsplash.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/0\/6\/4\/3\/3753460-1-eng-GB\/c14e3245ca05-adrian-sulyok-unsplash.jpg\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/l-eti-un-modele-economique-a-part-entiere\u0022 aria-labelledby=\u0022L-ETI-un-modele-economique-a-part-entiere87804666 L-ETI-un-modele-economique-a-part-entiere1276554256\u0022\u003E\n                        \u003Cspan id=\u0022L-ETI-un-modele-economique-a-part-entiere87804666\u0022\u003EL\u2019ETI, un mod\u00e8le \u00e9conomique \u00e0 part enti\u00e8re\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003EEntre la PME aux ressources limit\u00e9es et le grand groupe aux proc\u00e9dures codifi\u00e9es, existe une cat\u00e9gorie d\u2019entreprise souvent moins visible dans le d\u00e9bat pourtant tout aussi importante pour l\u2019\u00e9conomie : l\u2019entreprise de taille interm\u00e9diaire, ou ETI.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002216 \/ 07 \/ 2026\u0022 class=\u0022content__time\u0022\u003E16 \/ 07 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/l-eti-un-modele-economique-a-part-entiere\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u0022L-ETI-un-modele-economique-a-part-entiere1276554256\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/2\/2\/9\/4\/754922-1-eng-GB\/c3d19d99e461-News-Debt-Co.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022224\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/2\/2\/9\/4\/754922-1-eng-GB\/c3d19d99e461-News-Debt-Co.png\u0022 data-width=\u0022335\u0022 data-height=\u0022224\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/dette-fournisseur-comprendre-et-gerer-ses-obligations\u0022 aria-labelledby=\u0022Dette-fournisseur-comprendre-et-gerer-ses-obligations263082196 Dette-fournisseur-comprendre-et-gerer-ses-obligations1323867862\u0022\u003E\n                        \u003Cspan id=\u0022Dette-fournisseur-comprendre-et-gerer-ses-obligations263082196\u0022\u003EDette fournisseur : comprendre et g\u00e9rer ses obligations\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003ELa dette fournisseur est un \u00e9l\u00e9ment incontournable de la gestion financi\u00e8re d\u0026#039;une entreprise. Bien ma\u00eetris\u00e9e, elle constitue un levier d\u0026#039;optimisation de la tr\u00e9sorerie ; mal pilot\u00e9e, elle peut fragiliser les relations commerciales et g\u00e9n\u00e9rer des difficult\u00e9s de paiement pouvant affecter durablement l\u0026#039;activit\u00e9.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002215 \/ 07 \/ 2026\u0022 class=\u0022content__time\u0022\u003E15 \/ 07 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/dette-fournisseur-comprendre-et-gerer-ses-obligations\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u0022Dette-fournisseur-comprendre-et-gerer-ses-obligations1323867862\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/0\/3\/3\/2\/22330-5-eng-GB\/0a16c3bf4cf9-professional-meeting.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022224\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/0\/3\/3\/2\/22330-5-eng-GB\/0a16c3bf4cf9-professional-meeting.png\u0022 data-width=\u0022335\u0022 data-height=\u0022224\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/le-cfo-veritable-pivot-strategique-de-l-entreprise\u0022 aria-labelledby=\u0022Le-CFO-veritable-pivot-strategique-de-l-entreprise1708804451 Le-CFO-veritable-pivot-strategique-de-l-entreprise1771879035\u0022\u003E\n                        \u003Cspan id=\u0022Le-CFO-veritable-pivot-strategique-de-l-entreprise1708804451\u0022\u003ELe CFO, v\u00e9ritable pivot strat\u00e9gique de l\u2019entreprise\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003ELe sigle CFO (Chief Financial Officer) recouvre aujourd\u2019hui des responsabilit\u00e9s bien plus larges qu\u2019autrefois. Loin d\u2019\u00eatre limit\u00e9 \u00e0 la production des comptes et au contr\u00f4le budg\u00e9taire, le directeur financier est devenu un partenaire strat\u00e9gique du Directeur g\u00e9n\u00e9ral, un gestionnaire des risques \u00e0 l\u2019\u00e9chelle de l\u2019entreprise et un acteur cl\u00e9 de la transformation, port\u00e9 par les nouvelles technologies et les exigences accrues de transparence.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002213 \/ 07 \/ 2026\u0022 class=\u0022content__time\u0022\u003E13 \/ 07 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/le-cfo-veritable-pivot-strategique-de-l-entreprise\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u0022Le-CFO-veritable-pivot-strategique-de-l-entreprise1771879035\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/7\/6\/8\/9\/1079867-1-eng-GB\/87639b973f7c-man-looking-at-multiple-screens-with-data-and-graphs.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/7\/6\/8\/9\/1079867-1-eng-GB\/87639b973f7c-man-looking-at-multiple-screens-with-data-and-graphs.png\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/encours-fournisseur-un-indicateur-du-pilotage-financier\u0022 aria-labelledby=\u0022Encours-fournisseur-un-indicateur-du-pilotage-financier1061483625 Encours-fournisseur-un-indicateur-du-pilotage-financier1141263170\u0022\u003E\n                        \u003Cspan id=\u0022Encours-fournisseur-un-indicateur-du-pilotage-financier1061483625\u0022\u003EEncours fournisseur : un indicateur du pilotage financier\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003EToute entreprise qui ach\u00e8te \u00e0 cr\u00e9dit accumule un stock de dettes en attente de r\u00e8glement.  : cet agr\u00e9gat porte le nom d\u2019encours fournisseur. Notion fondamentale de la gestion financi\u00e8re, il est souvent trait\u00e9 comme une simple ligne comptable, alors qu\u2019il constitue un indicateur utile pour le pilotage de la tr\u00e9sorerie et la gestion du risque.\r\n\r\nL\u2019encours fournisseur conditionne le besoin en fonds de roulement, r\u00e9v\u00e8le la qualit\u00e9 des relations commerciales avec les fournisseurs et peut, lorsqu\u2019il d\u00e9rive, signaler des tensions financi\u00e8res avant qu\u2019elles ne deviennent critiques. En comprendre les m\u00e9canismes et disposer des bons outils pour le suivre revient \u00e0 se donner les moyens d\u2019anticiper plut\u00f4t que de subir une potentielle crise.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002209 \/ 07 \/ 2026\u0022 class=\u0022content__time\u0022\u003E09 \/ 07 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/encours-fournisseur-un-indicateur-du-pilotage-financier\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u0022Encours-fournisseur-un-indicateur-du-pilotage-financier1141263170\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/7\/4\/8\/3\/1043847-1-eng-GB\/eda410a23098-hands-working-on-paper-and-computer.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/7\/4\/8\/3\/1043847-1-eng-GB\/eda410a23098-hands-working-on-paper-and-computer.png\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/interets-moratoires-proteger-la-tresorerie-securiser-les-creances\u0022 aria-labelledby=\u0022Interets-moratoires-proteger-la-tresorerie-securiser-les-creances274041409 Interets-moratoires-proteger-la-tresorerie-securiser-les-creances352918625\u0022\u003E\n                        \u003Cspan id=\u0022Interets-moratoires-proteger-la-tresorerie-securiser-les-creances274041409\u0022\u003EInt\u00e9r\u00eats moratoires : prot\u00e9ger la tr\u00e9sorerie, s\u00e9curiser les cr\u00e9ances\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003EPour pr\u00e9server la relation commerciale, de nombreuses entreprises h\u00e9sitent \u00e0 appliquer des int\u00e9r\u00eats de retard. Au-del\u00e0 du manque \u00e0 gagner, cela revient pourtant \u00e0 une forme d\u2019indulgence envers les mauvais payeurs, qu\u2019il vaut mieux \u00e9viter. Comprendre le fonctionnement des int\u00e9r\u00eats moratoires et les int\u00e9grer \u00e0 une politique de recouvrement structur\u00e9e contribue \u00e0 une gestion active du risque.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002225 \/ 06 \/ 2026\u0022 class=\u0022content__time\u0022\u003E25 \/ 06 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/interets-moratoires-proteger-la-tresorerie-securiser-les-creances\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u0022Interets-moratoires-proteger-la-tresorerie-securiser-les-creances352918625\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/1\/9\/6\/7\/757691-1-eng-GB\/0e4352fc9f50-News-Icon.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022224\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/1\/9\/6\/7\/757691-1-eng-GB\/0e4352fc9f50-News-Icon.png\u0022 data-width=\u0022335\u0022 data-height=\u0022224\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/loi-lme-comprendre-son-impact-sur-les-delais-de-paiement\u0022 aria-labelledby=\u0022Loi-LME-comprendre-son-impact-sur-les-delais-de-paiement1468573190 Loi-LME-comprendre-son-impact-sur-les-delais-de-paiement464502086\u0022\u003E\n                        \u003Cspan id=\u0022Loi-LME-comprendre-son-impact-sur-les-delais-de-paiement1468573190\u0022\u003ELoi LME : comprendre son impact sur les d\u00e9lais de paiement\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003EEn France, les retards de paiement co\u00fbtent chaque ann\u00e9e plusieurs milliards d\u0026#039;euros aux entreprises, fragilisent la tr\u00e9sorerie des fournisseurs et alimentent un cercle vicieux de sous-capitalisation dont les PME sont les premi\u00e8res victimes. En vue de briser cette logique, la loi LME de 2008 a profond\u00e9ment r\u00e9form\u00e9 les r\u00e8gles encadrant les d\u00e9lais de r\u00e8glement interentreprises. Pr\u00e8s de vingt ans apr\u00e8s son entr\u00e9e en vigueur, ses dispositions restent tr\u00e8s actuelles, avec des contr\u00f4les qui se sont intensifi\u00e9s et des sanctions alourdies.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002209 \/ 06 \/ 2026\u0022 class=\u0022content__time\u0022\u003E09 \/ 06 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/loi-lme-comprendre-son-impact-sur-les-delais-de-paiement\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u0022Loi-LME-comprendre-son-impact-sur-les-delais-de-paiement464502086\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/7\/4\/8\/3\/1043847-1-eng-GB\/eda410a23098-hands-working-on-paper-and-computer.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/7\/4\/8\/3\/1043847-1-eng-GB\/eda410a23098-hands-working-on-paper-and-computer.png\u0022 data-width=\u0022335\u0022 data-height=\u0022223\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/le-compte-491-pour-provisionner-les-creances-douteuses\u0022 aria-labelledby=\u0022Le-compte-491-pour-provisionner-les-creances-douteuses1795581543 Le-compte-491-pour-provisionner-les-creances-douteuses795274606\u0022\u003E\n                        \u003Cspan id=\u0022Le-compte-491-pour-provisionner-les-creances-douteuses1795581543\u0022\u003ELe compte 491, pour provisionner les cr\u00e9ances douteuses\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003EUne facture impay\u00e9e n\u2019est pas n\u00e9cessairement perdue, mais elle n\u2019est plus certaine. Entre la cr\u00e9ance saine et la perte d\u00e9finitive s\u2019\u00e9tend une zone interm\u00e9diaire que le plan comptable g\u00e9n\u00e9ral (PCG) encadre pr\u00e9cis\u00e9ment : celle des cr\u00e9ances douteuses. Le compte 491, intitul\u00e9 \u00ab D\u00e9pr\u00e9ciations des comptes clients \u00bb, constitue l\u2019outil comptable permettant de traduire le risque de non-recouvrement avant m\u00eame qu\u2019il ne se concr\u00e9tise. Sa bonne utilisation r\u00e9pond \u00e0 une exigence du principe de prudence et constitue, en outre, un r\u00e9v\u00e9lateur de la qualit\u00e9 de gestion du poste clients.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002209 \/ 06 \/ 2026\u0022 class=\u0022content__time\u0022\u003E09 \/ 06 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/le-compte-491-pour-provisionner-les-creances-douteuses\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u0022Le-compte-491-pour-provisionner-les-creances-douteuses795274606\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n    \n            \u003C!-- \/\/NOSONAR --\u003E\u003Cli class=\u0022cards-06__grid__item\u0022\u003E\n        \n\n    \u003Carticle class=\u0022card card-thumbnail \u0022\u003E\n                        \u003Cdiv class=\u0022card__left\u0022\u003E\n                \u003Cpicture     class=\u0022ibexa_image-field enhancedimage--wrapper\u0022\u003E\u003Csource data-name=\u0022news_webp\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news_webp\/2\/2\/9\/4\/754922-1-eng-GB\/c3d19d99e461-News-Debt-Co.webp.webp\u0022 class=\u0022enhancedimage--img--lazyload\u0022 data-width=\u0022335\u0022 data-height=\u0022224\u0022 type=\u0022image\/webp\u0022 \/\u003E\u003C!-- \/\/NOSONAR --\u003E\u003Cimg class=\u0022 enhancedimage--img enhancedimage--img--lazyload\u0022 srcset=\u0022\/var\/ncw\/storage\/images\/_aliases\/news\/2\/2\/9\/4\/754922-1-eng-GB\/c3d19d99e461-News-Debt-Co.png\u0022 data-width=\u0022335\u0022 data-height=\u0022224\u0022                     \/\u003E\u003C\/picture\u003E\n            \u003Cdiv class=\u0022card__tagWrapper\u0022\u003E\n                                \u003Cp class=\u0022tagContainer\u0022\u003E\n            \u003Cspan class=\u0022tagCard\u0022\u003E\n                \u003Cspan\u003E#\u003C\/span\u003EConseils d\u0026#039;experts\n            \u003C\/span\u003E\n        \u003C\/p\u003E\n        \n\n\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n        \u003Cdiv class=\u0022card__right content\u0022\u003E\n                            \u003Ch3 class=\u0022content__title p-L\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/mandat-ad-hoc-tout-savoir-sur-ce-recours-amiable-pour-sortir-de-difficultes-financieres\u0022 aria-labelledby=\u0022Mandat-ad-hoc-tout-savoir-sur-ce-recours-amiable-pour-sortir-de-difficultes-financieres1651001805 Mandat-ad-hoc-tout-savoir-sur-ce-recours-amiable-pour-sortir-de-difficultes-financieres611468880\u0022\u003E\n                        \u003Cspan id=\u0022Mandat-ad-hoc-tout-savoir-sur-ce-recours-amiable-pour-sortir-de-difficultes-financieres1651001805\u0022\u003EMandat ad hoc : tout savoir sur ce recours amiable pour sortir de difficult\u00e9s financi\u00e8res\u003C\/span\u003E\n                    \u003C\/a\u003E\n                \u003C\/h3\u003E\n                                        \u003Cp class=\u0022content__text p-S\u0022\u003ELorsque les premi\u00e8res difficult\u00e9s financi\u00e8res apparaissent pour votre entreprise, il faut agir vite pour redresser une situation de d\u00e9t\u00e9rioration progressive de la tr\u00e9sorerie. Le droit pr\u00e9voit un m\u00e9canisme de pr\u00e9vention de la cessation de paiement souple et potentiellement efficace : le mandat ad hoc. Confidentiel et enti\u00e8rement pilot\u00e9 par le dirigeant, cet outil permet de renouer le dialogue avec les cr\u00e9anciers avant que la difficult\u00e9 n\u2019engendre la n\u00e9cessit\u00e9 de mesures drastiques, voire l\u2019engagement d\u2019une proc\u00e9dure collective.\u003C\/p\u003E\n                        \u003Cdiv class=\u0022content__bottom\u0022\u003E\n                \u003Ctime datetime=\u002202 \/ 06 \/ 2026\u0022 class=\u0022content__time\u0022\u003E02 \/ 06 \/ 2026\u003C\/time\u003E\n                \u003Cp class=\u0022cta cta--link--arrow\u0022\u003E\n                    \u003Ca href=\u0022\/actualites-economie-conseils\/mandat-ad-hoc-tout-savoir-sur-ce-recours-amiable-pour-sortir-de-difficultes-financieres\u0022 class=\u0022cta__container\u0022\u003E\n                        \u003Cspan id=\u0022Mandat-ad-hoc-tout-savoir-sur-ce-recours-amiable-pour-sortir-de-difficultes-financieres611468880\u0022\u003EEn savoir plus\u003C\/span\u003E\n                        \u003Csvg class=\u0022icon icon-S-arrow-right\u0022 aria-hidden=\u0022true\u0022 focusable=\u0022false\u0022 width=\u002214\u0022 height=\u002220\u0022 viewBox=\u00220 0 14 20\u0022 fill=\u0022none\u0022 xmlns=\u0022http:\/\/www.w3.org\/2000\/svg\u0022\u003E\n\u003Cpath d=\u0022m7.54 15 4.801-4.801L7.543 5.4M12.339 10.201H0\u0022 stroke-width=\u00221.2\u0022\/\u003E\n\u003C\/svg\u003E                    \u003C\/a\u003E\n                \u003C\/p\u003E\n            \u003C\/div\u003E\n        \u003C\/div\u003E\n    \u003C\/article\u003E\n    \u003C\/li\u003E\n","next":3}